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Henry Freudenburg Insurance Agency, Inc.
6202 Stewart Rd.
Galveston, TX 77551
Phone: 409 744-7111
Toll Free: 1-888-720-1400
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Privacy Policy Statement

1.         Acceptance of terms of use and amendments

            Each time you use or cause access to this website, you agree to be bound by these Terms of Use, as amended from time to time with or without notice to you.  Please read this website’s Privacy Policy, which is incorporated within these Terms of Use by reference.

            This website and the services provided to you are provided on an “as is” basis. You agree that Henry Freudenburg Insurance Agency, Inc. reserves the right to modify or discontinue this website and its services, and to remove the data you provide, either temporarily or permanently, at any time, without notice and without any liability towards you.  Henry Freudenburg Insurance Agency, Inc. will not be held responsible or liable for timeliness of or removal of information, failure to store information, inaccuracy of information or improper delivery of information.

2.         Your responsibilities

            By providing this website with your contact information, email address or other identifying personal information to join this website’s mailing list and/or participate in any contests or other promotional offerings sponsored by this website, you agree to provide truthful information and explicitly agree to this website’s Terms of Use, including any amendments made by Henry Freudenburg Insurance Agency, Inc. that are published herein.

            You are also required to comply with all applicable laws and regulations in connection with your use of our website, and any information you supply to it, and such further limitations as may be set forth in any written or on-screen notice from us.  By using our website, you represent and warrant that you will not use the website for any purpose that is either unlawful or prohibited by this Agreement.

3.         Privacy policy

            Registration data and other personally identifiable information this website may collect is subject to the terms of Henry Freudenburg Insurance Agency, Inc.’s Privacy Policy which is incorporated herein.

4.         Your conduct

            You agree that all information or data of any kind, made available publicly or privately, will be under the sole responsibility of the person providing said content, or of the person whose user account is used.  Henry Freudenburg Insurance Agency, Inc. will not be responsible to you in any way for content displayed on this website, nor for any error or omission.

            By using this website or any service it provides, you explicitly agree that:

            (A)       You will not provide any content or conduct yourself in any way that may be construed as unlawful, illegal, threatening, harmful, abusive, harassing, stalking, tortious, defamatory, libelous, vulgar, obscene, offensive, objectionable, pornographic, designed to interfere with or disrupt the operation of this website or any service provided; infect with a virus or other destructive or deleterious programming routine, giving rise to civil or criminal liability, or in violation of an applicable local, national or international law;

            (B)       You will not impersonate or misrepresent your association with any person or entity; you will not forge or otherwise seek to conceal or misrepresent the origin of any content provided by you;

            (C)       You will not collect or harvest any information about other users;

            (D)       You will not provide, and you will not use this website to provide, any content or service in any commercial manner, or in any manner that would involve junk mail, spam, chain letters, pyramid schemes, or any other form of unauthorized advertising or commerce; you will not use this website to promote or operate any service or content without Henry Freudenburg Insurance Agency, Inc.’s prior written consent, and;

            (E)       You will not provide any content that may give rise to Henry Freudenburg Insurance Agency, Inc. being held civilly or criminally liable, including, but not limited to, laws that relate to copyrights, trademarks, patents or trade secrets.

Retrieval of content from the website to create or compile a collection, compilation, database, directory or catalog is prohibited.

5.         Submission of content on this website

            By providing any content to this website:

            (A)       You agree to grant Henry Freudenburg Insurance Agency, Inc. a worldwide, royalty-free, perpetual, non-exclusive right and license (including any moral rights or other necessary rights) to use, display, reproduce, modify, adapt, publish, distribute, perform, promote, archive, translate and to create derivative works and compilations, in whole or in part.  Such license will apply with respect to any form, media, technology already known at the time or provision or subsequently developed;

            (B)       You warrant and represent that you have all legal, moral and other rights that may be necessary to grant Henry Freudenburg Insurance Agency, Inc. the license specified in this section, and;

            (C)       you acknowledge and agree that Henry Freudenburg Insurance Agency, Inc. will have the right (but not obligation) at Henry Freudenburg Insurance Agency, Inc. entire discretion, to refuse to publish, or to remove, or to block access to any content you provide, at any time and for any reason, with or without notice.

6.         Third-party services

            Goods and services of third parties may be advertised and/or may be made available on or through this website.  Representations made regarding products and services provided by third parties will be governed by the policies and representations made by these third parties.  Henry Freudenburg Insurance Agency, Inc. will not in any manner be liable for or responsible for any of your dealings or interaction with third parties.

7.         Indemnification

            You agree to indemnify and hold harmless Henry Freudenburg Insurance Agency, Inc. and its representatives, subsidiaries, affiliates, related parties, officers, directors, employees, agents, independent contractors, advertisers, web designers, partners and co-branders, from any claim or demand, including reasonable attorneys’ fees, that may be filed by any third party, arising out of your conduct or in connection with this website or service, your provision of content, your violation of these Terms of Use, or any other violation by you of the rights of another person or party.

8.         Disclaimer of warranties

            YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEBSITE AND OF ANY SERVICES OR CONTENT PROVIDED (THE “SERVICE”) IS AT YOUR OWN RISK.  SERVICES AND CONTENT ARE PROVIDED TO YOU “AS IS” AND HENRY FREUDENBURG INSURANCE AGENCY, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER IMPLIED OR EXPRESS, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

            HENRY FREUDENBURG INSURANCE AGENCY, INC. MAKES NO WARRANTIES OR REPRESENTATIONS, EITHER IMPLIED OR EXPRESS, THAT THE INFORMATION PROVIDED THROUGH THE WEBSITE WILL BE FREE FROM ERROR, OMISSION, INTERRUPTION, DEFECT OR DELAY IN OPERATION, OR THAT ANY PART OF THE SERVICE WILL BE VIRUS FREE, TIMELY, SECURE, ACCURATE, RELIABLE, OR OF ANY QUALITY, NOR IS IT WARRANTED EITHER EXPLICITLY OR IMPLICITLY OR EXPRESSLY THAT ANY CONTENT IS SAFE IN ANY MANNER FOR DOWNLOAD. YOU UNDERSTAND AND AGREE THAT NEITHER HENRY FREUDENBURG INSURANCE AGENCY, INC. NOR ANY PARTICIPANT IN THE SERVICE PROVIDES PROFESSIONAL ADVICE OF ANY KIND AND THAT ANY ADVICE OR ANY OTHER INFORMATION OBTAINED VIA THIS WEBSITE MAY BE USED SOLELY AT YOUR OWN RISK, AND THAT HENRY FREUDENBURG INSURANCE AGENCY, INC. WILL NOT BE HELD LIABLE IN ANY WAY. 

            HENRY FREUDENBURG INSURANCE AGENCY, INC. MAKES NO WARRANTIES OR REPRESENTATIONS, EITHER IMPLIED OR EXPRESS, THAT DATA, CONTENT AND/OR INFORMATION CONTAINED ON THE WEBSITE IS ACCURATE OR CORRECT, AND HENRY FREUDENBURG INSURANCE AGENCY, INC. MAKES NO WARRANTIES OR REPRESENTATIONS, EITHER IMPLIED OR EXPRESS,  RELATING TO THE PERFORMANCE, NONPERFORMANCE, OR OTHER ACTS OR OMISSIONS BY US OR ANY THIRD PARTY.

ANY INFORMATION, CONTENT AND/OR ADVERTISEMENTS ON OUR WEBSITE IS SUBJECT TO CHANGE WITHOUT NOTICE, AND WE DISCLAIM ALL RESPONSIBILITY FOR THESE CHANGES.

            SOME JURISDICTIONS MAY NOT ALLOW DISCLAIMERS OF IMPLIED WARRANTIES, AND CERTAIN STATEMENTS IN THE ABOVE DISCLAIMER MAY NOT APPLY TO YOU AS REGARDS IMPLIED WARRANTIES; THE OTHER TERMS AND CONDITIONS REMAIN ENFORCEABLE NOTWITHSTANDING.

9.         Limitation of liability

            YOU EXPRESSLY UNDERSTAND AND AGREE THAT HENRY FREUDENBURG INSURANCE AGENCY, INC., OUR AFFILIATES OR ANY ENTITY OR PERSON INVOLVED IN CREATING, PRODUCING OR DELIVERING THE WEBSITE, OR ANY WEBSITE LINKED TO OR FROM THIS WEBSITE, WILL NOT BE LIABLE IN ANY MANNER FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL OR PUNITIVE DAMAGES, INCLUDING DAMAGES FOR LOSS OF PROFITS, LOSS OF BUSINESS OR DATA, BUSINESS INTERRUPTION, TRADING LOSSES, OR OTHER INTANGIBLE LOSSES AND DAMAGES THAT RESULT FROM INACCURACY OF THE INFORMATION OR INCONVENIENCE, DELAY, OR LOSS OF THE USE OF THE WEBSITE WHICH ARISE OUT OF OR ARE IN ANY WAY RELATED TO THE WEBSITE OR ANY WEBSITE LINKED TO OR FROM THE WEBSITE, ANY CONTENT THEREIN, OR IN CONNECTION WITH ANY FAILURE OR PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR SYSTEM FAILURE (EVEN IF HENRY FREUDENBURG INSURANCE AGENCY, INC. OR ANY THIRD PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES).

            WE RESERVE THE RIGHT TO ALTER THE CONTENT OF THE WEBSITE IN ANY WAY, AT ANY TIME, FOR ANY REASON, WITHOUT PRIOR NOTIFICATION AND WILL NOT BE LIABLE IN ANY WAY FOR POSSIBLE CONSEQUENCES OF SUCH CHANGES.

            THE LIMITATIONS OF LIABILITY APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, EVEN IF WE HAVE BEEN ADVISED OF SUCH DAMAGE.

            BECAUSE SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, OUR LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW. 

            IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION UNDER THIS AGREEMENT EXCEED ONE HUNDRED DOLLARS ($100.00).

10.       Reservation of rights

            Henry Freudenburg Insurance Agency, Inc. reserves all of Henry Freudenburg Insurance Agency, Inc.’s rights, including but not limited to any and all copyrights, trademarks, patents, trade secrets, and any other proprietary right that Henry Freudenburg Insurance Agency, Inc. may have regarding this website, its content, and goods and services that may be provided.  The use of Henry Freudenburg Insurance Agency, Inc.’s rights and property requires Henry Freudenburg Insurance Agency, Inc.’s prior written consent.  By making services available to you, Henry Freudenburg Insurance Agency, Inc. is not providing you with any implied or express licenses or rights, and you will have no rights to make any commercial use of this website or services or any and all copyrights, trademarks, patents, trade secrets and any other proprietary right that Henry Freudenburg Insurance Agency, Inc. may have regarding this website without Henry Freudenburg Insurance Agency, Inc.’s prior written consent.

11.       Modification of this Agreement

            We reserve the right to amend this Agreement at any time.  You are bound by any such revisions and should periodically visit this page to review the then-current Agreement to which you are bound.  Your use of our website after our posting of modifications to this Agreement will constitute your acceptance of this Agreement, as modified.  If at any time you do not wish to accept this Agreement, you may not use the website.

12.       Notification of copyright infringement

            If you believe that your property has been used in any way that could be considered a copyright infringement or a violation of your intellectual property rights, please contact Henry Freudenburg Insurance Agency, Inc. at 6202 Stewart Road, Galveston, Texas 77551.

13.       Applicable law

            You agree that these Terms of Use and any dispute arising out of your use of this website or products or services provided will be governed by and construed in accordance with the laws of the State of Texas.  By using this website, you accept that jurisdiction is granted to the Courts of Texas located in Galveston County, Texas, and that disputes will be heard in said courts.

14.       Miscellaneous

            In the event that nay provision of these Terms of use is deemed to conflict with any law by a court with jurisdiction over the parties, the said provision will be interpreted to reflect the original intentions of the parties in accordance with applicable law, and the remainder of these Terms of Use will remain valid and applicable. The failure of either party to assert any right under these Terms of Use will not be considered to be a waiver of that party’s rights, and the said rights will remain in full force and effect.  You agree that any claim or cause in respect to this website or its services must be filed within one year after such claim or cause arose, or the said claim or cause will be forever barred, without regard to contrary law, if allowed by law.  Henry Freudenburg Insurance Agency, Inc. may assign Henry Freudenburg Insurance Agency, Inc.’s rights and obligations under these Terms of Use; in this event, Henry Freudenburg Insurance Agency, Inc. will be relieved of any further obligations.

PRIVACY POLICY

            Effective September 1, 2012

            When you use our website, certain information about your online activity is collected.  We use this information to determine our website’s users’ preferences, to design initiatives to meet those preferences, to eliminate online hassles, and to generally make your online visit to the Henry Freudenburg Insurance Agency, Inc. website more enjoyable.

            Children’s Online Privacy Protection Act (COPPA)

            Consistent with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA), personally identifiable information from children, we have no intention of collection of any personally identifiable information from individuals under the age of 16.  If a child under the age of 16 has provided us with personally identifiable information, a parent or guardian of that child can contact us at the email address listed in the Contact Us section of our website if they would like this information deleted from our records.  We will use reasonable efforts to delete the child’s information from our existing records. 

            What information do we collect?

            We collect the domain name of visitors to our web pages, user-specific information on the pages visitors access, and information such as survey information or other information that you provide voluntarily, including your name, address, telephone number and/or email address.  Our website may employ a standard technology called a “cookie” to collect information about how our website is used.  We use “cookies” to store visitor preferences, record session information, record user-specific information on what pages users access or visit, record past activity, customize web page content based on visitors’ browser type or other information the visitor sends.

            How the information is used

            We use the information that we collect to understand your preferences and history using our website.  With this information, we make it easier for you to use our website.  Our ability to provide enhanced services may occasionally depend on our ability to develop summary reports for our advertising agents that contain raw numbers or statistics, but we never tell them who it was that stated a particular preference, clicked on an option or provided us with the feedback.  It is our policy to never send messages to our website visitors unless they request that we do so.

            Who has access to your personal information

            The information that you provide is collected by Henry Freudenburg Insurance Agency, Inc.. The information you voluntarily provide on our website will only be shared with those service vendors who help Henry Freudenburg Insurance Agency, Inc. administer its website and the services it provides.  Henry Freudenburg Insurance Agency, Inc. is the lawful owner of the information and each of these vendors may use the information only for the purpose of administering the website and its services for Henry Freudenburg Insurance Agency, Inc. and will take all necessary precautions to protect the information.  Ownership of any information you provide us will be held solely by Henry Freudenburg Insurance Agency, Inc.  We will not sell ownership of this data to any other company or organization.

            We will not transfer information to competitors, if any.  Your information will always be used only to help us ensure that our website and any related services meet your expectations.  We do not give, share, sell or lend your information.

            Information Distribution

            It is our strict policy not to share your personal information or preferences with any third party, except as is necessary to operate and improve our website, or to provide any service requested by you on our website.

            Although unlikely, we may be required by law enforcement or judicial authorities to provide personally identifiable information to the appropriate governmental authorities.  If requested as part of a legal proceeding, we will provide this information upon receipt of the appropriate documentation.

            From time to time we may permit other companies to place advertising on our website, and these companies may collect information about you through the use of cookies when you view or click on their advertising content (using the same techniques described above).  Due to the way the Internet operates, we cannot control this collection of information. You should contact these advertisers or content providers if you have any questions about their use of the information they collect.

            There may be links that will let you leave our website.  Except for websites directly related to Henry Freudenburg Insurance Agency, Inc.’s services, we cannot control the links or their websites and we are not responsible for the contents of any linked websites or any link contained in a linked website.  The inclusion of any link does not imply endorsement of the website, unless specifically stated.  The use and/or privacy provided by a linked website as to any information you provide in accessing that website is in no way subject to our privacy policy.  Any linked website may have its own policy that could differ considerably from our policy, or the linked website may not display any privacy policy.  Even though a linked website is accessed through our website, we cannot be responsible for any use that linked website may make of your information.

 Security Procedures to Protect the Loss, Misuse or Alteration of information

            We operate secure data networks protected by industry standard firewall and password protection systems.  Only authorized individuals have access to any information you provide.

Your acceptance of these terms

            By using this site, you agree to our Privacy Policy.  We may also change the policy from time to time. If we post changes and you continue to use this site, you will be deemed to have agreed to the changes.

SECURITY POLICY

            If you use our website, you should understand that all activities may be monitored and recorded. Anyone using this system expressly consents to such monitoring.
WARNING -- If such monitoring reveals possible evidence of criminal activity, monitoring records may be provided to law enforcement officials. Except for authorized law enforcement investigations, we make no other attempts to identify individual users or their usage habits. We only use raw monitoring data logs for determining trends in usage patterns and in diagnosing system problems.
Cookies: What are cookies? A cookie is a small piece of information that is sent to your browser when you access a website. The use of cookies is an industry standard and they are found at most major websites. There are two kinds of cookies. A session cookie is a line of text that is stored temporarily in your computer's RAM. It is never written to a computer's drive and it is destroyed as soon as you close your browser. A persistent cookie is a more permanent line of text that gets saved by your browser to a file on your hard drive. Depending on your browser settings, you may receive notification that a site is requesting cookie information, possibly with an expiration date. Persistent cookies have a future expiration date. Session cookies have no date associated with them.
On those pages where Henry Freudenburg Insurance Agency, Inc. uses "cookies" to facilitate your use of our site, we do not collect personal information about you and the cookie is destroyed when you exit your browser. There is no information stored on your computer and no unauthorized files are written onto your disk drives. These cookies are called "session cookies." They help you use our website interactively and are destroyed when you close your browser.
These "session cookies" do not collect information about you, but only about your browser "session." The cookie makes it easier for you to use the dynamic features of these web pages, without having to provide the same information as you move from one page to another. You will find the use of these "session cookies" on several of our data access tools.
To protect your privacy, be sure to close your browser completely after you have finished conducting business with any website that uses cookies. If you are concerned about the potential use of information gathered from your computer by cookies, you can set your browser to prompt you before it accepts a cookie. Most Internet browsers have settings that let you identify and/or reject cookies.

            Information from e-mail you send to us: If you decide to send us an e-mail message, the message will usually contain your return e-mail address. If you include personally-identifying information in your e-mail because you want us to address issues specific to your situation, we may use that information in responding to your request, but it will be destroyed when we complete our return correspondence. Also, e-mail is not totally secure against interception. Please send only information necessary to help us process your request.
Voluntary Submission of Information: On some of our web pages we provide forms that let you voluntarily submit personal information (such as e-mail address or name). For example, this occurs when you are registering for our email list and/or participating in promotional contests. In those cases, all submitted information is used only for the expressed purposes for which it is intended and is not made available to any third party.

TAKE DOWN POLICY


Although all efforts have been made to ensure that material that infringes the law should not be present on Henry Freudenburg Insurance Agency, Inc.'s website, the risk cannot be entirely eliminated.
It is Henry Freudenburg Insurance Agency, Inc.’s policy to immediately suspend access to any content that is subject to complaint while that complaint is verified.
In the event that you are the owner of the copyright and/or a related right in any of the material on this website or have a grievance related to a breach of any rights you may have in the material on this website, or with respect to any rights of privacy or a similar complaint relating to identifiable individuals included within material on this website, please contact us and provide the information requested below. We will properly review your complaint and, if there is due proof and basis for your complaint, we shall expeditiously withdraw the material from our website. 
In order to process your complaint promptly, please send your complaint to the Complaints Officer at the following email address: henryfreudenburgins@hotmail.com.Your complaint will be acknowledged within [7] working days of receipt.  When sending your complaint, please provide your full name, email address, physical and mailing address and telephone number.
Additionally, please: 1) identify the protected material in as much detail as possible identifying the site and/or pages and/or location of the material; 2) specify the nature of the complaint with regard to the violation of any applicable law, and; 3) provide written documentation and/or confirmation that you are the owner and/or authorized to represent the owner of the rights in the protected material of which you are complaining was violated.